Terms of Service & Agreement Scope
Please review these Terms of Service carefully prior to utilizing the AccuFirm Financial Operating System. This document defines your legal rights, obligations, and the boundaries of platform utility for owner-led service businesses.
1. Acceptance Conditions and Governance Scope
These terms apply universally to all registered accounts, authenticated integrations, and administrative accounts configured on the AccuFirm domain and associated application APIs.
Questions regarding specific commercial contracts or enterprise addenda?
Contact our legal compliance team for inquiries regarding customized MSA execution.
Professional Services Disclosures
Explicit statements regarding our platform operations, regulatory standing, data handling standards, and advisory boundaries.
AccuFirm provides financial operating software, cash-flow intelligence models, and advisory workflow orchestration for owner-led businesses.
AccuFirm is a financial technology platform and management operating system. AccuFirm is not a certified public accounting firm, registered investment adviser, or direct banking institution. Analytical projections, cash-flow scores, and runway estimates represent financial intelligence simulations based on user-connected data and stated business assumptions.
Simulations and reports generated by the platform do not constitute formal tax opinions, audit reports, or securities advice.
While AccuFirm facilitates structured collaboration with licensed CPAs, fractional CFOs, and bookkeepers, platform outputs alone do not substitute for customized legal, statutory tax filing, or formal investment advisory engagements. Users should confirm jurisdiction-specific tax strategies with their dedicated certified professional before executing corporate distributions or tax elections.
Financial institution connectivity is facilitated via regulated data aggregators using encrypted, read-only protocols.
AccuFirm connects with business checking, credit, and accounting ledgers using SOC2 Type II compliant, read-only data access layers with AES-256 encryption at rest and in transit. AccuFirm does not store banking credentials, cannot initiate fund transfers, and does not hold custody of corporate deposits.
Financial Clarity Scores evaluate operating ratios and liquidity cushions against established service business benchmarks.
Performance metrics, cash flow buffer indicators, and tax readiness benchmarks are evaluated against normalized standards for owner-led service businesses generating $150,000 to $1,000,000+ in annual billings. Historical patterns and scenario models do not guarantee future liquidity or solvency outcomes.
Questions Regarding Compliance & Legal Terms?
Review full platform agreements, terms of service, and data protection policies.
User Obligations & Acceptable Use
Clear guidelines and security requirements designed to protect financial integrity, automated forecasting feeds, and institutional-grade data privacy across AccuFirm.
Primary Account Obligations
Requirements for all owner-led businesses, controllers, and authorized users.
Prohibited Conduct & Misuse
To maintain regulatory compliance and secure bank communication channels, the following actions constitute immediate grounds for credential revocation and contract termination.
System Exploitation & Reverse Engineering
Decompiling, scraping, benchmarking without authorization, or attempting to extract proprietary cash-flow forecasting algorithms.
Fraudulent Data Injection
Submitting fictitious transactions, falsified tax IDs, or manipulated financial statements to artificially distort clarity scoring.
Unauthorized Credential Sharing
Distributing single-seat executive credentials to third-party consultants outside your contracted organization framework.
API Abuse & Excessive Requests
Automating bulk extraction queries or flooding bank connection endpoints beyond defined rate limits and standard sync cycles.
Enforcement Framework & Details
Specific terms regarding platform access, system uptime guarantees, and suspension protocols.
Need clarification on custom integrations?
Contact our compliance and security desk for API scopes and high-volume limits.
Limitation of Liability
AccuFirm is designed as an analytical financial operating system. This document outlines the legal scope, damage exclusions, and operational limitations governing platform usage.
Statutory Provisions & Contractual Exclusions
Expand each section to review the specific legal terminology and liability boundaries.
AccuFirm operates as a financial operating system designed to aggregate, forecast, and visualize business metrics alongside personal wealth scenarios. The software outputs, clarity scores, and automated insights serve solely as informational decision-support aids. Users must independently verify statutory tax deadlines, compliance filings, and audited statements with qualified professional advisors.
Questions Regarding Our Terms?
For compliance inquiries or enterprise agreement addendums, contact our legal counsel.
Billing & Subscription Terms
Clear, transparent policies regarding subscriptions, payment schedules, and account terms.
Subscription & Invoicing
Subscriptions are billed in advance on a monthly or annual recurring cycle. Invoices are generated automatically and sent to the billing contact on file.
Renewal & Cancellation
Plans renew automatically at the end of each billing period unless cancelled through your dashboard at least 24 hours prior to renewal date.
Refunds & Adjustments
Fees are non-refundable except where required by law. Tier adjustments take effect immediately with prorated balance adjustments.
Taxes & Regulatory Fees
All published pricing is exclusive of applicable state, federal, and local sales taxes, which are calculated based on your jurisdiction.
Services Scope & Operating Boundaries
Clear commitments and transparent boundaries. Understand exactly how AccuFirm operates as your financial command center, and how we coordinate with your external tax and legal partners.
- Dynamic runway calculators & safety buffer checks
- Scenario simulation for hiring, raises, and capital purchases
- Automated alerts before cash dips below comfort thresholds
- Real-time corporate tax liability estimation
- S-Corp reasonable compensation guidance and review
- Clean handoff packages prepared directly for your CPA
- Owner drawing safety thresholds & timeline optimization
- Retirement vehicle capacity planning (Solo 401k, Cash Balance)
- Target exit and liquidity milestone tracking
Detailed Scope Breakdown
A granular inventory of what falls directly within the AccuFirm platform vs. referral boundaries.
13-week and 12-month rolling cash runway modeling linked directly to operational bank feeds and accounts receivable.
Algorithmic computation of retained earnings vs. safe owner distributions accounting for future tax set-asides.
Consolidation of business equity, cash reserves, personal retirement assets, and private holdings into a single dashboard.
Proactive estimate projections, safe harbor monitoring, and automated calculation of dedicated tax reserve account transfers.
Monthly or quarterly high-touch strategic advisory sessions with a dedicated service-business financial analyst.
Signing and submitting statutory tax returns to federal or state revenue departments.
Drafting operating agreements, partnership dispute documentation, or client service master agreements.
Sending daily individual client invoices, cutting manual physical checks, or vendor collection calls.
Executing stock market trades, trading securities, or selling regulated financial products.
Built to Empower, Not to Confuse Responsibilities
We operate as your strategic financial intelligence layer. We deliver clean numbers, forward runway forecasts, and proactive tax estimates so you can make informed business and wealth decisions with confidence.
Frequently Asked Questions on Scope
Common questions from founders and firm owners about scope coverage.